Q. How can I get a free copy of my credit report?

Keeping track of your credit report can help guard against identity theft. You are able to get a free copy of your credit report from all three credit reporting agencies - Experian, Equifax and TransUnion - once every 12 months. 

The central website that allows consumers to obtain these credit file disclosures is Annual Credit Report online.

Here is a link: www.annualcreditreport.com